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Showing posts from January, 2026

Easy EMI calculator and Partial prepayment Tricks in Home loans

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The moment we dream about buying a house, then Home loan becomes inevitable part in our life for most of us, even if we disagree.   Who am I?     A monthly salaried person who successfully closed 2 home loans in the last 10 years(HDFC). Nothing more or Nothing less.   Why this blog is for?    I have observed many borrowers have a lack of clarity on how a home loan works, especially the new home buyers. I thought to cover a few basic points regarding home loans.   Is this blog for you?  Yes, if you are already possessing  a home loan or planning to buy one.  However, this blog is going to help peoples or may get them some ideas for those who likes to close the loan as soon as possible.  Not for those peoples, who tactically keep the home loan for longer years as they have ability to redirect the earnings to different investment for better returns.   Caution:   I am not a financial expert, Just a common man who lik...